Big Brother, He Has a Point

When Shen Yi heard that title, his whole body went numb. Talk about a failure of a name—this was it.

"Captain Qiao, I've said it before, if you guys don't know how to name things, you can come to me. I'll think of one for you for free."

*What the hell is 'Pig-Riding Warrior'? Hmph!*

"This is an honor you've earned. The organization will definitely not mistreat you," Qiao Yi said, stifling a laugh. Seeing Shen Yi suffer gave him an indescribable sense of satisfaction.

"Well then, Captain Qiao, you guys get back to work. I don't seek fame for my good deeds, so I won't bother you anymore. You're very busy." Shen Yi turned and ran out. He thought he'd get some medal of honor, but there was nothing.

"You don't want the bonus?"

"Huh?" Shen Yi froze mid-step, his body facing out but his head swiveling back. "Well, this is a bit embarrassing... how much is the reward?"

Ultimately, Shen Yi left the Ability Bureau with fifty thousand yuan in bonus money.

"Today's luck is quite good. Seems I should go for walks more often." Shen Yi was thick-skinned and didn't think twice about the danger he had faced earlier.

It was already late afternoon when he left the Ability Bureau. He originally planned to wander around but decided against it. He prepared to return to school. Just as he reached the gate, two male students walked toward him.

"Little brother, lend us some pocket money." One of the two, a sturdy guy with dark skin who clearly didn't look like the friendly type, stepped in front of Shen Yi with an unfriendly expression.

Shen Yi was confused but kept a straight face. "You guys don't have money for food?"

"Stop the nonsense. Are you lending it or not?" The student's face darkened, looking as if he'd strike the moment Shen Yi said "no."

【 Ding 】
【 Option One: Seeing them acting aggressive, choose to avoid trouble and give them the bonus money you just received. Reward: Sucker Badge. While equipped, IQ decreases by 50 points. 】
【 Option Two: A classmate is in trouble, so of course you must help. Enthusiastically assist them. Reward: Strength +1. 】
【 Option Three: Use your ultimate move and say to them: "I'm telling the teacher!" Scare them away. Reward: Spirit +1. 】

Oh! The system was really active today. The last time it was this active was... well, the last time.

Option one: skip. Option three: Shen Yi felt he really couldn't bring himself to say that.

"Big brother, don't be in a hurry. I'll definitely lend you the money. How much do you need?" He lowered his head and looked around, whispering only after seeing no one was nearby.

"Kid, you're quite sensible. Fine, since you're so cooperative, give us twenty thousand yuan each." The dark-skinned student's eyes were full of contempt. He thought he'd met a tough one, but it turned out to be a pushover.

"Big brother, do you have a phone?" Shen Yi looked eager to please.

"Yeah, you want to transfer it directly?" The dark-skinned student took out his phone and opened his QR code. The other student also hurriedly took out his phone and opened his payment interface.

Shen Yi took the phones directly from their hands, his fingers flying across the screens.

"Kid, don't try any tricks, or you'll have a bitter fruit to eat." The dark-skinned student couldn't see what Shen Yi was doing; he only saw him tapping away. Thinking he might be calling the police, he clenched his fists, making his knuckles crack.

"Big brother, don't worry. Wait a moment, let's add each other first, otherwise I can't transfer the money. Don't be impatient; with your IQ, could I even trick you?" Shen Yi's fawning expression deepened, his eyes showing fear.

"That's true. You wouldn't dare. I want to see what tricks you can pull." The dark-skinned student and his companion nodded, deciding not to worry.

"Big brother, rest assured, I'll transfer more later." Shen Yi patted his chest in guarantee. He continued tapping on their phones for a few minutes, then turned the screen toward the dark-skinned student.

"Big brother, do a face scan. The transfer amount is a bit high, so your account needs face verification."

Hearing this, the dark-skinned student didn't think much of it. A "ding" sounded from the phone.

【 150,000 yuan deposited into account 】

The dark-skinned student looked delighted. This kid looked cowardly, but he was unexpectedly generous. Immediately after, the other student's phone made the same sound.

【 150,000 yuan deposited into account 】

Just as they were about to take their phones back, Shen Yi directly scanned their phones against his own payment code. He turned the screen back to the dark-skinned student's face. "Big brother, one more verification, almost done."

Then, a voice came from Shen Yi's phone.

【 Received 130,000 yuan 】

He then took the other person's phone, pointed it at his face, and did a face scan. Another sound rang out.

【 Received 130,000 yuan 】

After finishing, Shen Yi looked at his balance—it had increased by 260,000. He was smug. He then returned the two phones. The two men took them back suspiciously. Seeing their balances had indeed increased by twenty thousand, they were happy.

Just as they were about to speak, a message arrived on their phones.

【 Dear Mr. Li Dalong, you have borrowed 150,000 yuan on our platform. The balance has been withdrawn to your account. The repayment date is the first of next month. Overdue payments will incur a daily interest of 10%. We wish you a happy life. 】

The other student received an identical message, only the name was different.

"Damn it, kid, you want to die!" Li Dalong finally realized he had been played by Shen Yi.

"Big brother, that's not right. You asked to borrow money, didn't I lend it? You said you wanted twenty thousand, and now you have more than that. Is there a problem?" Shen Yi dropped his fawning act and spoke meaningfully.

The student beside him actually nodded. "Brother Long, he seems to have a point."

"Smack!"

Li Dalong slapped him on the head. "Point my ass! That 150,000 was supposed to be ours!"

The student rubbed his head, looking at Li Dalong aggrievedly.

"Tsk tsk tsk... with this IQ, you don't look like students of Jingdu University." With their intelligence, how could they have passed the entrance exam?

"Kid, I only wanted to borrow some money, but now I have to let you taste some pain." He lunged at Shen Yi, arms wide and knuckles cracking, a fierce look on his face.

But as soon as he charged, Shen Yi knocked him to the ground with a single punch. He didn't even have a chance to react. The other guy saw this and tried to run, but Shen Yi wouldn't give him the chance. Another punch followed. After knocking them both out, Shen Yi looked around. Seeing no one, he grabbed one in each hand and dragged them toward a secluded spot.